India

Bank account

Service specification

Type	Description
Direct to Bank method	Direct credit to bank account in Indian Rupee (INR). See the supported list below. A valid Indian Financial System Code (IFSC) code to identify bank branches is a mandatory. Supported beneficiary account type – individual and company. Supported sender type - individual and company.
Transaction Turnaround Time	T+0 India Banking day for transaction processed and credited before 12.00pm (Mon-Fri) GMT +5.5 T+1 India Banking day for transaction processed and credited after 12.00pm (Mon- Fri) GMT +5.5 Transaction final status received T+1 India Banking day. For e.g. a transaction is processed at 11am GMT +5.5 on Day 1, and transactions is credited on same day (Day 1). However, Tranglo system will only transmit the final status on the following business day (Day 2). Transaction sent on *Saturday or Sunday* will be only be processed on next India banking day.
Area availability	India nationwide
Validation / Verification	No system validation / verification available. Some beneficiary may require Foreign Inward Remittance Certificate (FIRC). Please direct the request to Tranglo.
Amount received	Beneficiary received net amount as specified by Sender.
Transaction Limit	Maximum per transaction for TRADE transaction INR 1,500,000.00 (per Invoice) Maximum per transaction for NON TRADE transaction INR 500,000,000.00 (Only applicable for C2C transaction) Minimum per transaction INR 10.00 Compliance accumulated limit INR 4,000,000.00 per day per Beneficiary Transaction will be on hold for compliance review based on the supporting document should the sender or receiver has exceeded the compliance limit.
Maximum Beneficiary	No restriction
Service Charge	Transaction Fee will be refunded on best effort basis once the Transaction is accepted by the gloRemit® Service System and submitted by the gloRemit® Service System to the Payout Channel.
Cancellation Process	Cancellation is on best effort basis.
Remarks	1) Mandatory Parameter(s): a) Beneficiary Mobile Number. (Must be valid Indian number with or without country code 91) b) Invoice number for Trade related transaction and is to be sent in parameter bRegencyCode. c) Sender address. (Sender address cannot be from India) 2) Transaction that involved Corporate sender/beneficiary (B2C, B2B, C2B), are considered as Trade Transaction and shall be using Trade Related purpose code. Kindly refer to list below for available trade related purpose code. 3) Trade related transaction to HDFC Bank (9100039) with any amount to maximum of INR 1,500,000.00 will not be straight through process. Bank will send an email to the Beneficiary for confirmation of Purpose of remittance and submission of Trade Documents. If documents are not received within 21 consecutive days from the date of reporting to beneficiary, transaction will get rejected by the Bank with no fee refund. 4) To view the latest Indian Financial System Codes (IFSC), please refer to this URL: https://docs.google.com/spreadsheets/d/1ctdYG3l9CQPU18kBucQC-ObqPRimRgjI/edit?gid=1712594592#gid=1712594592 Please refer to Table A below to find all the Trade related transaction purpose codes.
Do_Transfer bAccType Value	1

Table A: List of Purpose code for Trade related Transaction

No.	Purpose Code	Tranglo Purpose Description	Indian Bank Description
1	06000	Manufactured Goods	Export realization other than transaction initiated from Nepal and Bhutan.
2	07000	Machinery, Non-Customized Packaged Software and Transport Equipment	Export realization other than transaction initiated from Nepal and Bhutan.
3	08000	Miscellaneous Manufactured Articles	Export realization other than transaction initiated from Nepal and Bhutan.
4	10010	Goods for Processing/Manufacturing Services	Export realization other than transaction initiated from Nepal and Bhutan.
5	12500	Maintenance and Repair Services n.i.e	Export realization other than transaction initiated from Nepal and Bhutan.
6	13110	Goods and Services by Travellers	Export realization other than transaction initiated from Nepal and Bhutan.
7	13210	Goods and Services	Export realization other than transaction initiated from Nepal and Bhutan.
8	13220	Goods and Services by Short Term Workers	Export realization other than transaction initiated from Nepal and Bhutan.
9	16210	Construction and Installation Services in Malaysia	Export realization other than transaction initiated from Nepal and Bhutan.
10	16740	Architectural, Engineering and Other Technical Services	Export realization other than transaction initiated from Nepal and Bhutan.
11	16791	Trade-Related Services	Export realization other than transaction initiated from Nepal and Bhutan.
12	16760	Advertising, Market Research and Public Opinion Polling Services	Export realization other than transaction initiated from Nepal and Bhutan.
13	16771	Legal Services	Legal Services
14	16772	Accounting Services	Accounting, auditing, book keeping services

Non-Resident External(NRE) account

Service specification

Type	Description
Direct to Bank method	Direct credit to bank account in Indian Rupee (INR). See the supported list below. A valid Indian Financial System Code (IFSC) code to identify bank branches is a mandatory. Supported beneficiary account type – individual and company. Supported sender type - individual and company.
Transaction Turnaround Time	T+0 India Banking day for transaction processed and credited before 12.00pm (Mon-Fri) GMT +5.5 T+1 India Banking day for transaction processed and credited after 12.00pm (Mon- Fri) GMT +5.5 Transaction final status received T+1 India Banking day. For e.g. a transaction is processed at 11am GMT +5.5 on Day 1, and transactions is credited on same day (Day 1). However, Tranglo system will only transmit the final status on the following business day (Day 2). Transaction sent on *Saturday or Sunday* will be only be processed on next India banking day.
Area availability	India nationwide
Validation / Verification	No system validation / verification available. Some beneficiary may require Foreign Inward Remittance Certificate (FIRC). Please direct the request to Tranglo.
Amount received	Beneficiary received net amount as specified by Sender.
Transaction Limit	Maximum per transaction for TRADE transaction INR 1,500,000.00 (per Invoice) Maximum per transaction for NON TRADE transaction INR 500,000,000.00 (Only applicable for C2C transaction) Minimum per transaction INR 10.00 Compliance accumulated limit INR 4,000,000.00 per day per Beneficiary Transaction will be on hold for compliance review based on the supporting document should the sender or receiver has exceeded the compliance limit.
Maximum Beneficiary	No restriction
Service Charge	Transaction Fee will be refunded on best effort basis once the Transaction is accepted by the gloRemit® Service System and submitted by the gloRemit® Service System to the Payout Channel.
Cancellation Process	Cancellation is on best effort basis.
Remarks	1) Mandatory Parameter(s): a) Beneficiary Mobile Number. (Must be valid Indian number with or without country code 91) b) Invoice number for Trade related transaction and is to be sent in parameter bRegencyCode. c) Sender address. (Sender address cannot be from India) 2) Transaction that involved Corporate sender/beneficiary (B2C, B2B, C2B), are considered as Trade Transaction and shall be using Trade Related purpose code. Kindly refer to list below for available trade related purpose code. 3) Trade related transaction to HDFC Bank (9100039) with any amount to maximum of INR 1,500,000.00 will not be straight through process. Bank will send an email to the Beneficiary for confirmation of Purpose of remittance and submission of Trade Documents. If documents are not received within 21 consecutive days from the date of reporting to beneficiary, transaction will get rejected by the Bank with no fee refund. 4) To view the latest Indian Financial System Codes (IFSC), please refer to this URL: https://docs.google.com/spreadsheets/d/1ctdYG3l9CQPU18kBucQC-ObqPRimRgjI/edit?gid=1712594592#gid=1712594592 Please refer to Table B below to find all the Trade related transaction purpose codes.
Do_Transfer bAccType Value	7

Table B: List of Purpose code for Trade related Transaction

No	Purpose Code	Tranglo Purpose Description	Indian Bank Description
1	06000	Manufactured Goods	Export realization other than transactions initiated from Nepal and Bhutan
2	07000	Machinery, Non-Customized Packaged Software and Transport Equipment	Export realization other than transactions initiated from Nepal and Bhutan
3	08000	Miscellaneous Manufactured Articles	Export realization other than transactions initiated from Nepal and Bhutan
4	10010	Goods for Processing/Manufacturing Services	Export realization other than transactions initiated from Nepal and Bhutan
5	12500	Maintenance and Repair Services n.i.e	Export realization other than transactions initiated from Nepal and Bhutan
6	13110	Goods and Services by Travellers	Export realization other than transactions initiated from Nepal and Bhutan
7	13210	Goods and Services	Export realization other than transactions initiated from Nepal and Bhutan
8	13220	Goods and Services by Short Term Workers	Export realization other than transactions initiated from Nepal and Bhutan
9	16210	Construction and Installation Services in Malaysia	Export realization other than transactions initiated from Nepal and Bhutan
10	16740	Architectural, Engineering and Other Technical Services	Export realization other than transactions initiated from Nepal and Bhutan
11	16791	Trade-Related Services	Export realization other than transactions initiated from Nepal and Bhutan
12	16760	Advertising, Market Research, and Public Opinion Polling Services	Export realization other than transactions initiated from Nepal and Bhutan
13	16771	Legal Services	Legal Services
14	16772	Accounting Services	Accounting, auditing, book keeping services

Supported bank for Account Channel and Non Resident External (NRE) account Channel

No	Name	Issuer Code
1	THE A.P. MAHESH COOPERATIVE URBAN BANK LIMITED	9100001
2	ABHYUDAYA COOPERATIVE BANK LIMITED	9100002
3	BARCLAYS BANK	9100014
4	AXIS BANK	9100006
5	BANK OF AMERICA	9100007
6	BANK OF BAHARAIN AND KUWAIT BSC	9100008
7	BANK OF BARODA	9100009
8	BANK OF CEYLON	9100010
9	BANK OF INDIA	9100011
10	BANK OF MAHARASHTRA	9100012
11	THE BANK OF NOVA SCOTIA	9100013
12	BASSEIN CATHOLIC COOPERATIVE BANK LIMITED	9100015
13	BHARAT COOPERATIVE BANK MUMBAI LIMITED	9100016
14	MUFG BANK LTD	9100017
15	B N P PARIBAS	9100018
16	CANARA BANK	9100019
17	CSB BANK LIMITED	9100020
18	CENTRAL BANK OF INDIA	9100021
19	CHINATRUST COMMERCIAL BANK LIMITED	9100022
20	CITI BANK	9100023
21	CITIZEN CREDIT COOPERATIVE BANK LIMITED	9100024
22	CITY UNION BANK LIMITED	9100025
23	THE COSMOS CO OPERATIVE BANK LIMITED	9100027
24	CREDIT AGRICOLE CORPORATE AND INVESTMENT BANK (CALYON BANK)	9100028
25	DBS BANK INDIA LIMITED	9100029
26	DEPOSIT INSURANCE AND CREDIT GUARANTEE CORPORATION	9100031
27	DEUSTCHE BANK	9100032
28	DCB BANK LIMITED	9100033
29	DHANALAKSHMI BANK	9100034
30	DOMBIVLI NAGARI SAHAKARI BANK LIMITED	9100035
31	FEDERAL BANK	9100036
32	FIRSTRAND BANK LIMITED	9100037
33	THE GUJARAT STATE COOPERATIVE BANK LIMITED	9100038
34	HDFC BANK	9100039
35	HSBC BANK	9100040
36	ICICI BANK LIMITED	9100041
37	IDBI BANK	9100042
38	INDIAN BANK	9100043
39	INDIAN OVERSEAS BANK	9100044
40	INDUSIND BANK	9100045
41	JAMMU AND KASHMIR BANK LIMITED	9100047
42	JANAKALYAN SAHAKARI BANK LIMITED	9100048
43	JANATA SAHAKARI BANK LIMITED	9100049
44	JP MORGAN BANK	9100050
45	KALLAPPANNA AWADE ICHALKARANJI JANATA SAHAKARI BANK LIMITED	9100051
46	KALUPUR COMMERCIAL COOPERATIVE BANK	9100052
47	KALYAN JANATA SAHAKARI BANK	9100053
48	THE KARAD URBAN COOPERATIVE BANK LIMITED	9100054
49	KARNATAKA BANK LIMITED	9100055
50	KARUR VYSYA BANK	9100056
51	KOTAK MAHINDRA BANK LIMITED	9100057
52	GS MAHANAGAR CO-OPERATIVE BANK LIMITED	9100059
53	MAHARASHTRA STATE COOPERATIVE BANK	9100060
54	MASHREQBANK PSC	9100061
55	THE MEHSANA URBAN COOPERATIVE BANK	9100062
56	MIZUHO BANK LTD	9100063
57	THE MUMBAI DISTRICT CENTRAL COOPERATIVE BANK LIMITED	9100064
58	NAGPUR NAGARIK SAHAKARI BANK LIMITED	9100065
59	THE NASIK MERCHANTS COOPERATIVE BANK LIMITED	9100066
60	NEW INDIA COOPERATIVE BANK LIMITED	9100067
61	NUTAN NAGARIK SAHAKARI BANK LIMITED	9100069
62	G P PARSIK BANK	9100072
63	SREE CHARAN SOUHARDHA CO OPERATIVE BANK LTD	9100259
64	PUNJAB AND SIND BANK	9100074
65	PUNJAB NATIONAL BANK	9100075
66	RAJKOT NAGARIK SAHAKARI BANK LTD.	9100076
67	RBL BANK LIMITED	9100077
68	SARASWAT COOPERATIVE BANK LIMITED	9100079
69	THE SHAMRAO VITHAL COOPERATIVE BANK	9100080
70	SHINHAN BANK	9100081
71	SOCIETE GENERALE	9100082
72	SOUTH INDIAN BANK	9100083
73	STANDARD CHARTERED BANK	9100085
74	STATE BANK OF INDIA	9100087
75	SBM BANK INDIA LIMITED	9100088
76	TAMILNAD MERCANTILE BANK LIMITED	9100094
77	THE TAMIL NADU STATE APEX COOPERATIVE BANK	9100095
78	THE THANE BHARAT SAHAKARI BANK LIMITED	9100096
79	AHMEDABAD MERCANTILE COOPERATIVE BANK	9100098
80	THE GREATER BOMBAY COOPERATIVE BANK LIMITED	9100099
81	THE KARNATAKA STATE COOPERATIVE APEX BANK LIMITED	9100101
82	THE NAINITAL BANK LIMITED	9100103
83	THE WEST BENGAL STATE COOPERATIVE BANK LIMITED	9100104
84	UCO BANK	9100106
85	UNION BANK OF INDIA	9100107
86	YES BANK LTD	9100110
87	RESERVE BANK OF INDIA, PAD	9100111
88	ALMORA URBAN COOPERATIVE BANK LIMITED	9100112
89	ANDHRA PRAGATHI GRAMEENA BANK	9100113
90	APNA SAHAKARI BANK LIMITED	9100114
91	CAPITAL SMALL FINANCE BANK LIMITED	9100116
92	AKOLA JANATA COMMERCIAL COOPERATIVE BANK	9100117
93	THE DELHI STATE COOPERATIVE BANK LIMITED	9100118
94	JALGAON JANATA SAHAKARI BANK LIMITED	9100121
95	JANASEVA SAHAKARI BANK BORIVLI LIMITED	9100122
96	JANASEVA SAHAKARI BANK LIMITED	9100123
97	KARNATAKA VIKAS GRAMEENA BANK	9100124
98	NAGAR URBAN CO OPERATIVE BANK	9100125
99	PRIME COOPERATIVE BANK LIMITED	9100127
100	RAJGURUNAGAR SAHAKARI BANK LIMITED	9100128
101	SAHEBRAO DESHMUKH COOPERATIVE BANK LIMITED	9100129
102	SHRI CHHATRAPATI RAJASHRI SHAHU URBAN COOPERATIVE BANK LIMITED	9100130
103	SOLAPUR JANATA SAHAKARI BANK LIMITED	9100131
104	SUTEX COOPERATIVE BANK LIMITED	9100132
105	THE AKOLA DISTRICT CENTRAL COOPERATIVE BANK	9100134
106	AUSTRALIA AND NEW ZEALAND BANKING GROUP LIMITED	9100135
107	THE ANDHRA PRADESH STATE COOPERATIVE BANK LIMITED	9100136
108	CREDIT SUISSE AG	9100137
109	THE JALGAON PEOPLES COOPERATIVE BANK LIMITED	9100138
110	THE KANGRA CENTRAL COOPERATIVE BANK LIMITED	9100139
111	THE KANGRA COOPERATIVE BANK LIMITED	9100140
112	THE KURMANCHAL NAGAR SAHAKARI BANK LIMITED	9100141
113	THE MUNICIPAL COOPERATIVE BANK LIMITED	9100142
114	THE RAJASTHAN STATE COOPERATIVE BANK LIMITED	9100143
115	THE SURAT DISTRICT COOPERATIVE BANK LIMITED	9100145
116	THE THANE DISTRICT CENTRAL COOPERATIVE BANK LIMITED	9100146
117	THE VARACHHA COOPERATIVE BANK LIMITED	9100147
118	THE VISHWESHWAR SAHAKARI BANK LTD.,PUNE	9100148
119	TUMKUR GRAIN MERCHANTS COOPERATIVE BANK LIMITED	9100149
120	VASAI VIKAS SAHAKARI BANK LTD.	9100150
121	WOORI BANK	9100151
122	ZILA SAHKARI BANK LTD GHAZIABAD	9100152
123	GADCHIROLI DISTRICT CENTRAL CO-OP BANK LTD.	9100154
124	PT BANK MAYBANK INDONESIA TBK	9100155
125	INDUSTRIAL AND COMMERCIAL BANK OF CHINA LIMITED	9100156
126	NKGSB COOPERATIVE BANK LIMITED	9100160
127	RABOBANK INTERNATIONAL	9100162
128	SBERBANK	9100163
129	SUMITOMO MITSUI BANKING CORPORATION	9100164
130	THE SURATH PEOPLES COOPERATIVE BANK LIMITED	9100165
131	TJSB SAHAKARI BANK LIMITED	9100166
132	UNITED OVERSEAS BANK LTD.	9100167
133	RAJNANDGAON DISTRICT CENTRAL CO-OPERATIVE BANK LTD	9100260
134	PAYTM PAYMENTS BANK	9100170
135	AIRTEL PAYMENTS BANK LTD	9100171
136	AMBARNATH JAIHIND COOP BANK LTD	9100173
137	AHMEDNAGAR MERCHANTS CO-OP BANK LTD	9100174
138	ANDHRA PRADESH GRAMEENA VIKAS BANK	9100175
139	AU SMALL FINANCE BANK LIMITED	9100176
140	THE BARAMATI SAHAKARI BANK LTD	9100177
141	BANDHAN BANK LIMITED	9100178
142	BHAGINI NIVEDITA SAHAKARI BANK LTD PUNE	9100179
143	DEOGIRI NAGARI SAHAKARI BANK LTD. AURANGABAD	9100180
144	DMK JAOLI BANK	9100181
145	DOHA BANK QSC	9100182
146	DURGAPUR STEEL PEOPLES CO-OPERATIVE BANK LTD	9100183
147	EMIRATES NBD BANK	9100184
148	EXPORT IMPORT BANK OF INDIA	9100185
149	EQUITAS SMALL FINANCE BANK LIMITED	9100186
150	ESAF SMALL FINANCE BANK LIMITED	9100187
151	FINO PAYMENTS BANK	9100188
152	FINCARE SMALL FINANCE BANK LTD	9100189
153	THE HARYANA STATE COOPERATIVE APEX BANK LTD	9100190
154	THE HASTI COOP BANK LTD	9100191
155	HIMACHAL PRADESH STATE COOPERATIVE BANK LTD	9100192
156	INDUSTRIAL BANK OF KOREA	9100193
157	IDFC FIRST BANK LTD	9100194
158	IDUKKI DISTRICT CO OPERATIVE BANK LTD	9100195
159	INDIA POST PAYMENT BANK	9100196
160	IRINJALAKUDA TOWN CO-OPERATIVE BANK LTD	9100197
161	JIO PAYMENTS BANK LIMITED	9100198
162	JANA SMALL FINANCE BANK LTD	9100199
163	KOZHIKODE DISTRICT COOPERATIVE BANK LTD	9100200
164	KERALA GRAMIN BANK	9100202
165	KEB HANA BANK	9100203
166	THE KERALA STATE CO OPERATIVE BANK LTD	9100204
167	MAHARASHTRA GRAMIN BANK	9100205
168	MAHESH SAHAKARI BANK LTD PUNE	9100206
169	SIR M VISVESVARAYA CO OPERATIVE BANK LTD	9100207
170	NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT	9100208
171	NORTH EAST SMALL FINANCE BANK LIMITED	9100209
172	NAV JEEVAN CO OP BANK LTD	9100210
173	NSDL PAYMENTS BANK LIMITED	9100211
174	THE NAVNIRMAN CO-OPERATIVE BANK LIMITED	9100212
175	FIRST ABU DHABI BANK PJSC	9100213
176	KARNATAKA GRAMIN BANK	9100214
177	THE PANDHARPUR URBAN CO-OPERATIVE BANK LTD	9100215
178	QATAR NATIONAL BANK SAQ	9100216
179	RAJARAMBAPU SAHAKARI BANK LIMITED	9100218
180	SANT SOPANKAKA SAHAKARI BANK LTD	9100219
181	SAMARTH SAHAKARI BANK LTD	9100220
182	THE SINDHUDURG DISTRICT CENTRAL COOP BANK LTD	9100221
183	SHIKSHAK SAHAKARI BANK LIMITED	9100222
184	SHIVALIK SMALL FINANCE BANK LIMITED	9100223
185	SURAT NATIONAL COOPERATIVE BANK LIMITED	9100224
186	SURYODAY SMALL FINANCE BANK LIMITED	9100225
187	THE SEVA VIKAS COOPERATIVE BANK LIMITED	9100226
188	SHRI VEERSHAIV CO OP BANK LTD	9100227
189	THRISSUR DISTRICT CO-OPERATIVE BANK LTD	9100228
190	TELANGANA STATE COOPERATIVE APEX BANK LTD	9100229
191	TEXTILE TRADERS CO-OPERATIVE BANK LIMITED	9100230
192	UJJIVAN SMALL FINANCE BANK LIMITED	9100231
193	THE URBAN CO OPERATIVE BANK LTD NO.1758, PERINTHALMANNA	9100232
194	UTKARSH SMALL FINANCE BANK	9100233
195	VASAI JANATA SAHAKARI BANK LTD	9100234
196	THE VIJAY CO OPERATIVE BANK LIMITED	9100235
197	THE ZOROASTRIAN COOPERATIVE BANK LIMITED	9100236
198	RAJASTHAN MARUDHARA GRAMIN BANK	9100237
199	PUSAD URBAN CO-OP BANK LTD, PUSAD	9100238
200	SARASPUR NAGARIK CO.OPERATIVE BANK LTD	9100239
201	THE AJARA URBAN CO-OP BANK LTD, AJARA	9100240
202	THE MALKAPUR URBAN CO OP BANK LTD, MALKAPUR	9100241
203	THE MUSLIM CO-OPERATIVE BANK LTD	9100242
204	THE NILAMBUR CO-OPERATIVE URBAN BANK LTD	9100243
205	THE ODISHA STATE COOPERATIVE BANK LTD	9100244
206	THE SATARA SAHAKARI BANK LTD	9100245
207	UTTAR PRADESH COOPERATIVE BANK LTD	9100246
208	KOOKMIN BANK	9100247
209	RAJARSHI SHAHU SAHAKARI BANK LTD PUNE	9100248
210	THE UDAIPUR URBAN CO OPERATIVE BANK LTD	9100249
211	MODEL COOPERATIVE BANK LTD	9100250
212	SUCO SOUHARDA SAHAKARI BANK LTD	9100251
213	ARVIND SAHAKARI BANK LTD	9100252
214	BOMBAY MERCANTILE COOPERATIVE BANK LTD	9100253
215	COASTAL LOCAL AREA BANK LTD	9100254
216	JANATHA SEVA COOPERATIVE BANK LTD	9100255
217	THE KOLHAPUR URBAN CO-OP BANK LTD	9100256
218	THE NAWANAGAR COOPERATIVE BANK LTD	9100257
219	THE PUNJAB STATE COOPERATIVE BANK LTD	9100258
220	THE BANASKANTHA MERCANTILE COOPERATIVE BANK LTD	9100261
221	THE MALAD SAHAKARI BANK LTD	9100262
222	THE AHMEDNAGAR DISTRICT CENTRAL CO-OPERATIVE BANK LTD	9100263
223	THE SATARA DISTRICT CENTRAL COOPERATIVE BANK LTD	9100264
224	DARUSSALAM CO OPERATIVE URBAN BANK LTD	9100265
225	HUTATMA SAHAKARI BANK LTD	9100266
226	THE AKOLA URBAN COOPERATIVE BANK LIMITED	9100267
227	SMRITI NAGRIK SAHAKARI BANK MARYADIT	9100268
228	CHHATTISGARH RAJYA GRAMIN BANK	9100269
229	THE MEGHALAYA CO-OPERATIVE APEX BANK LTD	9100270
230	PAVANA SAHAKARI BANK LTD	9100271
231	SHREE KADI NAGARIK SAHAKARI BANK LIMITED	9100272
232	SAURASHTRA GRAMIN BANK	9100273
233	UNITY SMALL FINANCE BANK LIMITED	9100274
234	URBAN CO OPERATIVE BANK LTD BAREILLY	9100275
235	THE BURDWAN CENTRAL CO-OPERATIVE BANK LTD	9100276
236	Guardian Souharda Sahakari Bank Niyamita	9100278
237	Saptagiri Grameena Bank	9100279

Unified Payments Interface(UPI)

*(Real Time Transfer via ID Number)

Service specification

Type	Description
Direct to Bank method	Direct credit to bank account via Unified Payments Interface (UPI) in Indian Rupee (INR). Supported beneficiary account type – individual only Supported sender type - individual only
Transaction Turnaround Time	Real times (within 15 minutes).
Area availability	India nationwide
Validation / Verification	No system validation / verification available.
Amount received	Beneficiary received net amount as specified by Sender.
Transaction Limit	Maximum per transaction INR 100,000.00 Minimum per transaction INR 10.00
Maximum Beneficiary	No restriction
Service Charge	Transaction Fee will be refunded on best effort basis once the Transaction is accepted by the gloRemit® Service System and submitted by the gloRemit® Service System to the Payout Channel.
Cancellation Process	Cancellation is on best effort basis.
Remarks	1) Only beneficiary with active UPI ID can receive transaction via this channel. (eg : beneficiary@hdfcbank) 2) Beneficiary Mobile Number is Mandatory for transaction to India. (Must be valid Indian number with or without country code 91) 3) Indian Financial System Code (IFSC) code to identify bank branches is NOT mandatory. 4) Trade related transaction are NOT allowed. Tranglo will reject transaction with Trade related purpose code. Kindly refer to list below for unsupported purpose code. Please refer to Table C below to find all the Trade related transaction purpose codes.
Do_Transfer bAccType Value	13

Table C: List of Purpose code for Trade related Transaction

No	Purpose Code	Tranglo Purpose Description	India Bank Description
1	06000	Manufactured Goods	Export realization other than transactions initiated from Nepal and Bhutan
2	07000	Machinery, Non-Customised Packaged Software and Transport Equipment	Export realization other than transactions initiated from Nepal and Bhutan
3	08000	Miscellaneous Manufactured Articles	Export realization other than transactions initiated from Nepal and Bhutan
4	10010	Goods for Processing/Manufacturing Services	Export realization other than transactions initiated from Nepal and Bhutan
5	12500	Maintenance and Repair Services n.i.e.	Export realization other than transactions initiated from Nepal and Bhutan
6	13110	Goods and Services by Travellers	Export realization other than transactions initiated from Nepal and Bhutan
7	13210	Goods and Services	Export realization other than transactions initiated from Nepal and Bhutan
8	13220	Goods and Services by Short Term Workers	Export realization other than transactions initiated from Nepal and Bhutan
9	16210	Construction and Installation Services in Malaysia	Export realization other than transactions initiated from Nepal and Bhutan
10	16740	Architectural, Engineering and Other Technical Services	Export realization other than transactions initiated from Nepal and Bhutan
11	16791	Trade-Related Services	Export realization other than transactions initiated from Nepal and Bhutan

Supported Bank

No	Name	Issuer Code
1	India UPI	INUPI

Real time transfer

Service specification

Type	Description
Cash-out Method	Direct credit to bank account in Indian Rupee (INR). See the supported list below. A valid Indian Financial System Code (IFSC) code to identify bank branches is a mandatory. Supported beneficiary account type – individual and company
Transaction Turnaround Time	IMPS (Transaction Type 10) · 24x7 real-time credit transfer is available on the selected bank name · Accounts that are not supported by IMPS will be processed via NEFT Factors that may lead to a transaction being routed from IMPS to NEFT: · Core Banking System (CBS) / Issuer Node Offline. · Beneficiary account is a Non-Resident External (NRE) account. · Transaction amount exceeded IMPS limit. · Transaction unable to process. · Invalid beneficiary mobile number. · Transaction type not supported. · Beneficiary bank is not registered. · Beneficiary was forced offline. · Beneficiary bank offline. · Invalid sender account number. · Beneficiary bank deemed the transaction has a high response time. · Invalid beneficiary IFSC code. · Connection timeout in Reqpay Credit. · Customer transaction limit exceeded. · Transaction not allowed as invalid payment reference. · Transaction not allowed as general error. · Payer bank offline. · No routing for institution/network.
Area availability	India nationwide
Validation / Verification	No system validation / verification available. Some beneficiary may require Foreign Inward Remittance Certificate (FIRC). Please direct the request to Tranglo
Amount received	Beneficiary received net amount as specified by Sender
Transaction Limit	Maximum per transaction INR 500,000.00 Minimum per transaction INR 10.00 Compliance accumulated limit INR 4,000,000.00 per day per Beneficiary Transaction will be on hold for compliance review based on the supporting document should the sender or receiver has exceeded the compliance limit.
Maximum Beneficiary	No restriction
Service Charge	Transaction Fee will be refunded on best effort basis once the Transaction is accepted by the gloRemit® Service System and submitted by the gloRemit® Service System to the Payout Channel.
Cancellation Process	Cancellation is on best effort basis.
Remarks	1)Beneficiary Mobile Number is Mandatory for transaction to India. (Must be valid Indian number with or without country code 91) 2) Invoice number are mandatory for Trade related transaction and is to be sent in parameter bRegencyCode. 3) Transaction that involved Corporate sender/beneficiary (B2C, B2B, C2B), are considered as Trade Transaction and shall be using Trade Related purpose code. Kindly refer to list below for available trade related purpose code. 4)Trade related transaction to HDFC Bank (9100039) with any amount to maximum of INR 1,500,000.00 will not be straight through process, Bank will send an email to the Beneficiary for confirmation of Purpose of remittance and submission of Trade Documents. If documents are not received within 21 consecutive days from the date of reporting to beneficiary, transaction will get rejected by the Bank with no fee refund. 4) To view the latest Indian Financial System Codes (IFSC), please refer to this URL: https://docs.google.com/spreadsheets/d/1ctdYG3l9CQPU18kBucQC-ObqPRimRgjI/edit?gid=1712594592#gid=1712594592 5) Please refer to Table D below to find all the Trade related transaction purpose codes.
Do_Transfer bAccType Value	10

Table D: List of Purpose code for Trade related Transaction

No	Purpose Code	Tranglo Purpose Description	Indian Bank Description
1	06000	Manufactured Goods	Export realization other than transactions initiated from Nepal and Bhutan
2	07000	Machinery, Non-Customised Packaged Software and Transport Equipment	Export realization other than transactions initiated from Nepal and Bhutan
3	08000	Miscellaneous Manufactured Articles	Export realization other than transactions initiated from Nepal and Bhutan
4	10010	Goods for Processing/Manufacturing Services	Export realization other than transactions initiated from Nepal and Bhutan
5	12500	Maintenance and Repair Services n.i.e.	Export realization other than transactions initiated from Nepal and Bhutan
6	13110	Goods and Services by Travellers	Export realization other than transactions initiated from Nepal and Bhutan
7	13210	Goods and Services	Export realization other than transactions initiated from Nepal and Bhutan
8	13220	Goods and Services by Short Term Workers	Export realization other than transactions initiated from Nepal and Bhutan
9	16210	Construction and Installation Services in Malaysia	Export realization other than transactions initiated from Nepal and Bhutan
10	16740	Architectural, Engineering and Other Technical Services	Export realization other than transactions initiated from Nepal and Bhutan
11	16791	Trade-Related Services	Export realization other than transactions initiated from Nepal and Bhutan
12	16760	Advertising, Market Research, and Public Opinion Polling Services	Export realization other than transactions initiated from Nepal and Bhutan
13	16771	Legal Services	Legal Services
14	16772	Accounting Services	Accounting, auditing, book keeping services

Supported bank

No	Name	Issuer Code
1	AXIS BANK	9100006
2	BANK OF BARODA	9100009
3	BANK OF MAHARASHTRA	9100012
4	CANARA BANK	9100019
5	CSB BANK LIMITED	9100020
6	CENTRAL BANK OF INDIA	9100021
7	CITY UNION BANK LIMITED	9100025
8	FEDERAL BANK	9100036
9	HDFC BANK	9100039
10	ICICI BANK LIMITED	9100041
11	INDIAN BANK	9100043
12	INDIAN OVERSEAS BANK	9100044
13	INDUSIND BANK	9100045
14	KARNATAKA BANK LIMITED	9100055
15	KARUR VYSYA BANK	9100056
16	KOTAK MAHINDRA BANK LIMITED	9100057
17	PUNJAB NATIONAL BANK	9100075
18	SOUTH INDIAN BANK	9100083
19	STANDARD CHARTERED BANK	9100085
20	STATE BANK OF INDIA	9100087
21	TAMILNAD MERCANTILE BANK LIMITED	9100094
22	UCO BANK	9100106
23	UNION BANK OF INDIA	9100107
24	YES BANK LTD	9100110
25	PAYTM PAYMENTS BANK	9100170
26	AIRTEL PAYMENTS BANK LTD	9100171
27	BARCLAYS BANK	9100014
28	BANK OF BAHARAIN AND KUWAIT BSC	9100008
29	BANK OF INDIA	9100011
30	CREDIT AGRICOLE CORPORATE AND INVESTMENT BANK (CALYON BANK)	9100028
31	RBL BANK LIMITED	9100077
32	SBM BANK INDIA LIMITED	9100088
33	THRISSUR DISTRICT CO-OPERATIVE BANK LTD	9100228

Cash pick-up

Service specification

Type	Description
Cash-out Method	Cash pickup Indian rupee (INR) at any supported outlets Supported sender type - individual and company. Supported beneficiary account type – individual only.
Transaction Turnaround Time	Within 15 minutes
Transaction Working Hours	Business hours: Operating hours for all available cash-pickup locations differ, however normal business hours 9am – 6pm Monday – Saturday (India timezone) is generally available.
Area availability	India nationwide
Account Verification	Beneficiary to provide valid photo-bearing ID (Government ID, Driving License, Passport) Name and Unique Transaction Number.
Amount received	As specified by Sender
Transaction Limit	Maximum per Transaction INR 50,000 Minimum per Transaction INR 100.00 Daily Limit INR 150,000 Transaction amount > *INR50,000, a Cheque / Bank Draft* will be issued to Recipient instead. Reserve Bank of India limits maximum number of cash pickup transactions to a single Recipient as thirty (30) pickup per calendar year.
Maximum Beneficiary	No restriction
Service Charge	Transaction Fee will be refunded on best effort basis once the Transaction is accepted by the gloRemit® Service System and submitted by the gloRemit® Service System to the Payout Channel.
Cancellation Process	Cancellation is allowed if the payout in not claim.
Remarks	Beneficiary Mobile Number is Mandatory for the Payout.
Do_Transfer bAccType Value	5

Supported bank

No	Name	Website	Payout Code Sample	Issuer Code
1	Muthoot Finance	http://www.muthootfinance.com/	820000004401	CPMUTFI
2	Manappuram Finance	https://www.manappuram.com/forex-money-transfer.html	820000004401	CPMF