Estonia

Bank account

Service specification

Type	Description
Area Availability	Available across Estonia
Service Type	C2C
Currency	EUR
Payout channel	Bank transfer
Transaction turnaround time	Instant SEPA Within 15 minutes, available 24x7 SEPA T+0 Estonian business days* • Standard: UTC +2 • Daylight: UTC +3 *Beneficiary banks that do not support Instant SEPA will be rerouted via SEPA.
Transaction limit	Minimum limit per transaction: EUR 1.00 Maximum limit per transaction: EUR 999,999.00 Compliance daily limit per beneficiary: EUR 45,000.00 **The transaction will be held for review if the sender or receiver exceeds the compliance limit.
Amount received	Beneficiary received net amount as specified by sender.
Maximum number of beneficiaries	No limit
Validation	No account validation
Service charge	The transaction fee will be refunded on a best-effort basis once the transaction is accepted by the gloRemit® Service System and submitted to the payout channel.
Cancellation Process	Cancellation is on best effort basis.
Remarks	• Business days in Estonia are from Monday to Friday. • Ensure the account number is IBAN account number. Important notes a) Mandatory fields for Estonian bank transfer Beneficiary address: • Beneficiary City (bRegencyCode) • Beneficiary Postcode (bPostcode) • Beneficiary DOB • Full address as registered with bank (bAddress) Sender address: • Sender City (sCity) • Sender Postcode (sPostcode) • Sender DOB b) Please refer to SCT / SCT Inst on European Payments Council SEPA Participant Registers c) Partner Screening May delay transactions up to 48 business hours. d) Compliance Check on Non-Business Day Processing resumes on the next working day. e) Industries Prone to Transaction Screening Pharmacies selling copy products without proper authority approval, incl. e-pharmacies Adult content websites are prohibited. Dating pages are acceptable. Tobacco industry Cannabis or other drugs in any form Weapons in any forms, including dual-use goods. Atomic power Extractive industries Precious metals and stones Companies selling counterfeit or infringed products Companies selling, storing or trading in Crypto currencies Binary Option Traders Pyramid schemes in any form Unregulated charities File sharing companies Shell banks

Supported bank

No	Name	Issuer Code
1	SEPA ESTONIA PAYOUT	372001

Telegraphic Transfer

Service Specification

Type	Description
Area availability	Available across Estonia
Service type	C2C / C2B / B2C / B2B
Currency	USD, EUR
Payout channel	Telegraphic transfer
Transaction Turnaround Time	Processing time may vary depending on the beneficiary bank’s cut-off time, local banking days, and the business hours of this country. Status updates may take up to three (3) business days.
Transaction Limit	Compliance daily limit per beneficiary: USD 50,000.00 EUR 45,000.00
Amount Received	Beneficiary received net amount as specified by sender.
Maximum number of beneficiaries	No limit
Validation	No account validation
Service Charge	The transaction fee will be refunded on a best-effort basis after the transaction is accepted by the gloRemit® Service System and forwarded to the payout channel.
Cancellation Process	Cancellation is on best effort basis.
Remarks	Business days in Estonia are from Monday to Friday. The beneficiary’s account currency must match the transaction currency (USD or EUR) to ensure successful crediting. Branch code is optional. If provided, it must contain exactly 3 characters to avoid the transaction from being rejected.
Do_Transfer bAccType Value	11

List of Swift Code

No	Name	Swift Code
1	ADMIRAL MARKETS AS	ADMREE21
2	AKTSIASELTS CRESCO VAARTPABERID	CRVTEE21
3	AKTSIASELTS KIT FINANCE EUROPE	AUASEE21
4	AS CITADELE BANKA EESTI FILIAAL	PARXEE22
5	AS EUREX CAPITAL	EURCEE21
6	AS INBANK	IBBNEE21
7	AS LHV PANK	LHVBEE22
8	AS LOHMUS, HAAVEL AND VIISEMANN	LHVBEE21
9	AS POCOPAY	AKELEE21
10	AS SEB PANK	EEUHEE2X
11	AS TBB PANK	TABUEE22
12	BENEDIXUS OU	BENIEE22
13	BIGBANK AS	BIGKEE2B
14	COOP PANK	EKRDEE22
15	EESTI PANK (BANK OF ESTONIA)	EPBEEE2X
16	EVLI BANK LTD	EVSEEE21
17	FALCON AND PARTNERS OU	FAPNEE21
18	FINORA BANK UAB EESTI FILIAAL	FNRKEE22
19	FOLKIA AS EESTI FILIAAL	FOEFEE21
20	G.U.S. INVESTMENTS OU	GUIVEE22
21	HOLM BANK AS	HOMMEE22
22	INHOUSE PAY AS	IHPYEE22
23	INTUS HOIU-LAENUUHISTU	INHNEE21
24	IPF DIGITAL AS	IPFDEE22
25	LIGHTYEAR EUROPE	LIEOEE22
26	LUMINOR BANK AS, ESTONIA (FORMER AS	RIKOEE22
27	MAAELU EDENDAMISE HOIU-LAENUUHISTU	MAEHEE21
28	MODULAR TECHNOLOGIES OU	MODTEE22
29	MONEMON AS	MOMNEE22
30	MONEYEXPRESS	MOEXEE21
31	NASDAQ TALLINN AKTSIASELTS	XTALEE21
32	OP CORPORATE BANK PLC ESTONIAN BRAN	OKOYEE2X
33	OU NEURONEXT	NEUXEE22
34	PHJA-EESTI HOIU-LAENUHISTU	POHOEE22
35	SCANIA FINANS AB EESTI FILIAL	SFEFEE21
36	SWEDBANK AS	HABAEE2X
37	TALLINNA HOIU-LAENUUHISTU	TAHLEE21
38	TALVEAED AS	TALVEE21
39	TARTU HOIU-LAENUUHISTU	TAHUEE21
40	TAVEXWISE AS	TAVXEE21
41	TF BANK AB (PUBL.) EESTI FILIAAL	PUEFEE21
42	TOP CREDIT OU	TOPCEE21
43	TWEX OU	TWEXEE21
44	UHISARVELDUSED AS	UHISEE21
45	UNIFIEDPOST PAYMENTS EESTI FILIAAL	PANXEE22
46	VELVET COMPANY OU	VECYEE21
47	VOLKSWAGEN INTERNATIONAL ESTONIA AS	VINEEE22
48	WALLESTER AS	WALLEE22
49	WALTER OU	WAETEE21
50	WARNESGROUP OU	WARNEE21